Lumepay Pty Ltd
Workshop 17 The Watershed 17 Dock Road
Waterfront, Cape Town
Full Stack Engineer – Fintech / Payments Location: Cape Town Department: Engineering Reports To: CTO Job Type: Full-time
About Us We are a high-growth fintech company building the next generation of payment infrastructure across Africa. Our mission is to make money movement seamless, inclusive, and scalable across borders. We operate at the intersection of financial innovation and real-world impact, empowering businesses and consumers with tools to thrive in a rapidly digitizing economy.
Key Responsibilities
Product Development & Architecture
● Contribute to the design and development of scalable web/app applications for payments and settlements.
● Build and maintain APIs that support core business functions such as payment processing, KYC/AML, and partner integrations.
● Participate in code reviews and help improve performance, security, and reliability across the stack.
Integrations
● Support integrations with payment gateways, banks, and third-party services (e.g., compliance and blockchain partners).
● Assist in building internal tools for operations, reconciliation, and reporting
Security & Compliance
● Follow secure coding practices and ensure adherence to internal security guidelines.
● Collaborate with compliance teams to implement KYC, AML, and transaction monitoring features.
● Learn and apply best practices related to data privacy and platform security.
Collaboration & Growth
● Work closely with senior engineers, product managers, and operations teams to deliver new features and enhancements.
● Take initiative in learning new technologies and improving existing systems.
● Contribute to a culture of quality and collaboration within the engineering team.
Skills & Experience
Must-Have
● Bachelor’s Degree in Engineering, Computer Science or a related field.
● 1-4 years’ experience as a Full Stack Engineer (preferably in fintech or payments). ● Solid backend development experience using Node.js and/or TypeScript (experience with Python or
Java a plus).
● Frontend experience with modern frameworks such as React.js or Vue.js.
● Familiarity with both relational (e.g., PostgreSQL, MySQL) and NoSQL databases.
● API development experience (REST, GraphQL).
● Basic understanding of security best practices, data handling, and encryption concepts.
● Experience with version control (Git) and familiarity with CI/CD pipelines and containerization (Docker).
● Enthusiasm for learning about blockchain, Web3 APIs, and emerging payment technologies.
Nice-to-Have
● Exposure to the African payments ecosystem, mobile money, or local payment APIs.
● Knowledge of blockchain fundamentals and working with Web3 APIs or SDKs.
● Interest or experience in FX, liquidity, or remittance platforms.
● Familiarity with cloud platforms such as AWS, GCP, or Azure.
● Understanding of Stablecoin or blockchain-based settlement flows.
● Cloud experience (AWS, GCP, or Azure).
What We Offer ● Competitive salary + Bonus structure
● Opportunity to shape the future of cross-border payments in Africa.
● Work with an experienced, diverse team across fintech, payments, and blockchain.
- Full Stack Engineer – Fintech / Payments
- About Us
- Key Responsibilities
- Skills & Experience
- What We Offer
- About Us