Lumepay Pty Ltd

Workshop 17 The Watershed 17 Dock Road

Waterfront, Cape Town

Financial Accountant Location: Cape Town Department: Finance Reports To: CFO Job Type: Full-time

About Us We are a high-growth fintech company building the next generation of payment infrastructure across Africa. Our mission is to make money movement seamless, inclusive, and scalable across borders. We operate at the intersection of financial innovation and real-world impact, empowering businesses and consumers with tools to thrive in a rapidly digitizing economy.

Role Overview We are looking for a Financial Accountant to join our growing team. The ideal candidate will bring technical accounting expertise, a solid understanding of financial operations within the financial services sector, and the ability to manage reconciliations across multiple entities and currencies.

This role offers an opportunity to work at the intersection of finance, technology, and cross-border payments, supporting strategic financial decisions and ensuring the accuracy and integrity of financial data in a fast-moving environment.

Key Responsibilities

Financial Reporting & Control

● Prepare accurate and timely monthly management accounts, balance sheet reconciliations, and variance analyses.

● Maintain and reconcile general ledger accounts across all cost centres, ensuring data integrity.

● Support the month-end and year-end close processes, including journal entries, accruals, and prepayments.

● Assist in the consolidation and reporting for group entities (local and international).

Accounts Payable & Receivable

● Oversee supplier payments, expense management, and client billing cycles. ● Review and approve invoices, ensuring compliance with internal controls and tax regulations.

● Manage intercompany recharges and maintain invoice and recharge schedules.

Cash, Banking & Treasury

● Perform bank reconciliations across multiple currencies and accounts. ● Support cash flow forecasting, working capital management, and FX exposure tracking. ● Collaborate with trading and operations teams to reconcile settlement flows and payment

gateways.

Audit, Compliance & Tax

● Prepare audit schedules and liaise with external auditors. ● Ensure compliance with IFRS, tax regulations, and internal governance policies. ● Maintain accurate and up-to-date documentation to support financial audits and regulatory

reviews.

Process Improvement & Systems

● Identify opportunities to streamline and automate accounting and reporting processes. ● Support system upgrades, integrations, and testing of financial or ERP systems. ● Maintain and update Standard Operating Procedures (SOPs) for financial processes.

Education & Experience

● Bachelor’s degree in Accounting, Finance, or related field (Honours or Professional Qualification advantageous).

● 3–5 years of experience in financial accounting, preferably within fintech, payments, banking, or financial services.

● Experience with multi-entity and multi-currency accounting. ● Strong proficiency in Microsoft Excel and exposure to ERP/accounting systems (Xero

preferred) ● Working knowledge of IFRS and local tax regulations. ● Experience supporting external audits and regulatory compliance processes.

Personal Attributes & Skills

● High attention to detail with strong analytical and problem-solving ability. ● Excellent communication skills, with the ability to interact confidently across departments. ● Self-driven, accountable, and comfortable working in a fast-paced, evolving environment. ● Strong organizational and time management skills. ● Collaborative mindset with a hands-on, proactive approach.

Preferred Skills (Nice to have)

● Experience in fintech, cross-border payments, or FX/crypto accounting. ● Foreign entity consolidation.

● Familiarity with financial reporting and automation tools (e.g., Power BI, Tableau, or Looker).

What We Offer

● Competitive salary + Bonus structure ● Opportunity to shape the future of cross-border payments in Africa.

Work with an experienced, diverse team across fintech, payments, and blockchain.

Lumepay Pty Ltd

Workshop 17 The Watershed 17 Dock Road

Waterfront, Cape Town

Legal Associate Location: Cape Town Department: Legal Reports To: CLCO Job Type: Full-time Level: Intermediate

About Us We are a high-growth fintech company building the next generation of payment infrastructure across Africa. Our mission is to make money movement seamless, inclusive, and scalable across borders. We operate at the intersection of financial innovation and real-world impact, empowering businesses and consumers with tools to thrive in a rapidly digitising economy.

Role Overview

The Legal Associate will support the company’s legal and regulatory functions across multiple

jurisdictions, including payments, crypto assets, and financial services. The role involves drafting and

negotiating contracts, assisting with new licence applications, managing regulatory and banking

relationships, and maintaining corporate governance and entity compliance. This is an intermediate-level

position that offers exposure to diverse legal environments and evolving fintech regulation across Africa

and internationally.

Key Responsibilities

● Licensing & Regulatory Applications: Support new licence applications across jurisdictions,

liaising with regulators and external counsel where necessary. Track and maintain ongoing

licence renewals and regulatory obligations.

● Contract Drafting & Negotiation: Draft, review, and negotiate commercial, vendor, and

technology agreements critical to business operations. Maintain contract templates and ensure

alignment with company standards.

● Corporate & Secretarial Governance: Support the formation and maintenance of corporate

entities, including statutory filings, annual returns, and company registers. Prepare board

resolutions and other company secretarial documents.

● Banking & Counterparty Relationships: Support onboarding documentation for banking,

payment, and trading counterparties. Assist in managing ongoing legal relationships with

payment service providers and liquidity partners.

● Regulatory Research & Engagement: Conduct legal research into new or evolving financial,

crypto, and payments regulations. Support engagement with regulators and financial partners

on compliance and policy matters..

● General Legal Support: Provide day-to-day support to the senior legal function on operational,

regulatory, and strategic projects. Assist in preparing legal documents, filings, and

correspondence as needed.

Skills & Experience

● LLB degree.

● Admitted attorney.

● Minimum of 3 years post-qualification experience (PQE) gained in a law firm or in-house

legal department.

● PQE must be in financial services (FX/ TOC, crypto assets); banking & payments (TPPP/ PSP and cross-border); contract & commercial.

● Ability to work independently in a structured and unstructured environment.

● Meticulous attention to detail and organisational abilities.

● Excellent written and oral communication skills.

● Comfortable with performing administrative tasks.

● Strong analytical and problem-solving skills.

Lumepay Pty Ltd

Workshop 17 The Watershed 17 Dock Road

Waterfront, Cape Town

Compliance Officer (AML) Location: Cape Town Department: Legal & Compliance Reports To: CLCO Job Type: Full-time Level: Intermediate

About Us We are a high-growth fintech company building the next generation of payment infrastructure across Africa. Our mission is to make money movement seamless, inclusive, and scalable across borders. We operate at the intersection of financial innovation and real-world impact, empowering businesses and consumers with tools to thrive in a rapidly digitising economy.

Role Overview

The Compliance Officer will assist in implementing and maintaining the company’s compliance framework across all business lines, including financial services, crypto asset trading, and

payments. The role involves conducting due diligence, transaction monitoring, and investigations

while supporting broader regulatory, reporting, and policy initiatives. This is an intermediate-level

position offering exposure to multiple regulated environments.

Key Responsibilities

1. Compliance Operations

● Support the company’s compliance framework, ensuring adherence to regulatory requirements and industry standards across all business areas.

● Assist in implementing, maintaining, and updating compliance policies and procedures to align with evolving regulatory obligations.

● Maintain accurate and up-to-date compliance records and documentation.

2. KYC & Due Diligence

● Conduct Know-Your-Customer (KYC) checks on new clients and perform ongoing due diligence reviews on existing clients and counterparties.

● Review and verify KYC documentation during the onboarding process to ensure all required checks are completed prior to account activation.

● Support enhanced due diligence processes for high-risk clients or complex structures.

3. Screening & Monitoring

● Review and resolve customer screening alerts, including politically exposed persons (PEPs), sanctions, and adverse media matches.

● Monitor and analyse transactions for potential suspicious or unusual activity.

● Conduct investigations and assist in preparing and submitting Suspicious Transaction Reports (STRs) or Suspicious Activity Reports (SARs).

4. Investigations & Reporting

● Assist in investigating flagged accounts and responding to requests or inquiries from banks,

counterparties, and regulatory authorities.

● Collaborate with fraud operations, banking, and payment partners to mitigate financial crime

risks.

● Contribute to the preparation of internal and external compliance reports.

5. Regulatory Awareness & Collaboration

● Stay current with changes in AML, KYC, and financial services and payments regulations across relevant jurisdictions.

● Work closely with senior compliance and legal functions to ensure company-wide understanding and application of compliance obligations.

● Support the maintenance of relationships with payment, banking, and regulatory partners.

Skills & Experience

● Bachelor’s degree or tertiary qualification in Law.

● At least 3 years PQE exposed to compliance in financial services, banking and payments environments.

● Experience or exposure to cryptocurrency and digital asset regulation.

● Strong analytical, investigative, and problem-solving skills.

● Excellent attention to detail and a high standard of accuracy.

● Strong organisational abilities and the ability to manage multiple priorities in a fast-paced

environment.

● Excellent written and verbal communication skills.

● Ability to work both independently and collaboratively within a team.