Lumepay Pty Ltd

Workshop 17 The Watershed 17 Dock Road

Waterfront, Cape Town

Financial Accountant Location: Cape Town Department: Finance Reports To: CFO Job Type: Full-time

About Us We are a high-growth fintech company building the next generation of payment infrastructure across Africa. Our mission is to make money movement seamless, inclusive, and scalable across borders. We operate at the intersection of financial innovation and real-world impact, empowering businesses and consumers with tools to thrive in a rapidly digitizing economy.

Role Overview We are looking for a Financial Accountant to join our growing team. The ideal candidate will bring technical accounting expertise, a solid understanding of financial operations within the financial services sector, and the ability to manage reconciliations across multiple entities and currencies.

This role offers an opportunity to work at the intersection of finance, technology, and cross-border payments, supporting strategic financial decisions and ensuring the accuracy and integrity of financial data in a fast-moving environment.

Key Responsibilities

Financial Reporting & Control

● Prepare accurate and timely monthly management accounts, balance sheet reconciliations, and variance analyses.

● Maintain and reconcile general ledger accounts across all cost centres, ensuring data integrity.

● Support the month-end and year-end close processes, including journal entries, accruals, and prepayments.

● Assist in the consolidation and reporting for group entities (local and international).

Accounts Payable & Receivable

● Oversee supplier payments, expense management, and client billing cycles. ● Review and approve invoices, ensuring compliance with internal controls and tax regulations.

● Manage intercompany recharges and maintain invoice and recharge schedules.

Cash, Banking & Treasury

● Perform bank reconciliations across multiple currencies and accounts. ● Support cash flow forecasting, working capital management, and FX exposure tracking. ● Collaborate with trading and operations teams to reconcile settlement flows and payment

gateways.

Audit, Compliance & Tax

● Prepare audit schedules and liaise with external auditors. ● Ensure compliance with IFRS, tax regulations, and internal governance policies. ● Maintain accurate and up-to-date documentation to support financial audits and regulatory

reviews.

Process Improvement & Systems

● Identify opportunities to streamline and automate accounting and reporting processes. ● Support system upgrades, integrations, and testing of financial or ERP systems. ● Maintain and update Standard Operating Procedures (SOPs) for financial processes.

Education & Experience

● Bachelor’s degree in Accounting, Finance, or related field (Honours or Professional Qualification advantageous).

● 3–5 years of experience in financial accounting, preferably within fintech, payments, banking, or financial services.

● Experience with multi-entity and multi-currency accounting. ● Strong proficiency in Microsoft Excel and exposure to ERP/accounting systems (Xero

preferred) ● Working knowledge of IFRS and local tax regulations. ● Experience supporting external audits and regulatory compliance processes.

Personal Attributes & Skills

● High attention to detail with strong analytical and problem-solving ability. ● Excellent communication skills, with the ability to interact confidently across departments. ● Self-driven, accountable, and comfortable working in a fast-paced, evolving environment. ● Strong organizational and time management skills. ● Collaborative mindset with a hands-on, proactive approach.

Preferred Skills (Nice to have)

● Experience in fintech, cross-border payments, or FX/crypto accounting. ● Foreign entity consolidation.

● Familiarity with financial reporting and automation tools (e.g., Power BI, Tableau, or Looker).

What We Offer

● Competitive salary + Bonus structure ● Opportunity to shape the future of cross-border payments in Africa.

Work with an experienced, diverse team across fintech, payments, and blockchain.

Lumepay Pty Ltd

Workshop 17 The Watershed 17 Dock Road

Waterfront, Cape Town

Job Title: Head of Trading Location: Cape Town Department: Trading Reports To: Director/COO Job Type: Full-time Job Level: Senior

About Us We are a high-growth fintech company building the next generation of payment infrastructure across Africa. Our mission is to make money movement seamless, inclusive, and scalable across borders. We operate at the intersection of financial innovation and real-world impact, empowering businesses and consumers with tools to thrive in a rapidly digitizing economy.

Role Overview We are looking for a commercially driven and technically savvy Head of Trading to join our trading team. The role involves real-time market making and pricing across spot FX and crypto pairs, direct client negotiation, and active involvement in developing and improving pricing engines and trading infrastructure.

This is a hybrid role requiring deep market insight, strong client-facing skills, and the ability to collaborate with developers and quants on trading system enhancements.

Key Responsibilities

Pricing and Trading

● Make competitive two-way prices across major and emerging market FX pairs and leading crypto assets (e.g., BTC, USDT).

● Monitor liquidity venues, OTC flows, and market depth to optimize pricing and execution quality.

● Maintain real-time visibility on P&L, inventory, spreads, and risk exposures.

● Execute trades and manage flows while adhering to defined risk limits and compliance policies.

Client Interaction

● Quote spot FX and crypto prices directly to institutional and high-volume clients.

● Negotiate trade terms and manage client expectations on pricing and execution.

● Act asa market intelligence source, providing insights into market movements and pricing rationale.

● Collaborate with the sales team to support onboarding, pricing strategies, and client retention.

System & Infrastructure Development

● Work with quant and engineering teams to improve the pricing engine, trading algorithms, and execution logic.

● Suggest and test enhancements for latency reduction, pricing accuracy, and auto-hedging logic.

● Analyze trade data to optimize spreads, slippage, and trading performance.

● Help define requirements and test cases for system upgrades, new product launches, and venue integrations.

COO Support

● Collaborate with the COO to enhance business processes and revenue-generation strategies.

● Assist with ad hoc tasks and initiatives as needed.

● Attend stakeholder meetings on behalf of the COO when required.

Qualifications

Education & Certifications

● Bachelor’s or Master’s degree in Finance, Economics, Computer Science, Engineering, or a related field.

● Professional certifications (e.g., CFA, CA, FASSA) are advantageous but not required.

Experience

● 5-10 years of experience in spot or derivative market making.

● Prior experience in OTC, institutional crypto or FX trading is highly preferred.

● Proven track record in pricing, risk management, and client interaction in fast-moving markets.

● Experience with both centralized and decentralized crypto venues is a strong advantage.

Technical Skills

● Strong understanding of pricing models, market making, order books, and market dynamics.

● Familiarity with FIX protocols, WebSocket APIs, and trading platform integrations.

● Ability to work closely with technical teams to test, validate, and deploy system updates.

Soft Skills

● Excellent communication and interpersonal skills.

● Strong attention to detail and high risk awareness.

● Calm under pressure and confident in decision-making during market volatility.

● Entrepreneurial, analytical, and collaborative mindset.

What We Offer

● Competitive salary + Bonus structure

● Opportunity to shape the future of cross-border payments in Africa.

● Work with an experienced, diverse team across fintech, payments, and blockchain.

SEBENZA Role Profile

Position : Chief Financial Officer

Location / Branch : Bryanston

Reporting to : Chief Executive Officer

Overview:

We are looking for a Chief Financial Officer (CFO) for a full-time position to provide strategic financial leadership while mentoring and developing the finance team within a dynamic start-up environment. The ideal candidate must be a qualified CA with at least 10 years of progressive finance experience, including significant exposure to strategic financial management and start-up or high-growth environments. They will be responsible for overseeing all aspects of financial management, ensuring compliance with internal policies, regulatory requirements, and governance practices. The successful candidate will play a strategic role in strengthening the company’s financial position by providing timely insights, intelligence, and analysis to stakeholders, while fostering efficiency, innovation, and sustainable growth. The successful candidate will also be required to coach and mentor fellow team members and upskill from a technical, strategic and leadership perspective.

Responsibilities:

• Analysis of Financial Results. • Various Control and Systems implementation and review. • Tax compliance and all matters surrounding company tax • Overall management of budgeting and reforecasting process. • Management Account preparation. • Various operational reports. • Implementation and review of internal controls and processes. • Enhancement of systems. • Communication with suppliers, customers and other stakeholders. • Produce and present monthly financial reports for/to relevant stakeholders and executives. • Produce annual financial reports and financial statements in terms of IFRS to agreed time scales to

comply with the requirements of the company. • Ensure compliance with all statutory requirements relating to financial control, financial management

and accounting. Ensure implementation and adherence to finance policies, procedures and systems across all territories.

• Engage with external auditors to ensure successful audit results and compliance. Ensure appropriate external audit arrangements are in place and manage the audit process.

• Financial Modelling/Scenario Analysis.

Abilities and Skills:

• Problem solving skills and ability to think algorithmically. • Promoting Process Improvement. • Interpersonal and Relationship Skills. • Planning, organizing and coordination skills. • Attention to Detail. • Computer Literacy (MS Word, MS Excel, MS Outlook, MS PowerPoint). • Good personal presentation. • Able to function in a high-pressure environment.

• Ability to work at both a detailed and strategic level. • Be able to work with high level of accuracy. • Highly numerate and able to analyse statistical information and interpret financial data to produce

reports. • Critical thinking and problem-solving skills • Multi-tasking abilities • Must be able to meet deadlines timeously. • Work as part of a team. • Excellent report writing skills. • Excellent communication skills; both verbal and written. • Be able to use initiative; ability to deal with new situations, difficulties, and to come up with solutions.

Competencies:

• Deadline driven, accountable, thorough and professional. • Proactive, Efficient and Focused. • Responsible, self-managed and delivery focused. • Reliable, trustworthy and a team player. • Problem Solver.

Experience/Knowledge:

• CA(SA). • 10+ years of progressive finance experience. • Experience in Media and/or Fintech will be advantageous. • Proficient with Pastel, for both management accounts and annual financial statements. • Experience in the preparation and finalisation of accounts in accordance with IFRS. • Up to date knowledge on new IFRS standards and interpretations. • Up to date knowledge with South African Tax requirements ie Income Tax, Vat etc. • Knowledge of strategic and financial planning including costing, benchmarking, trends and KPIs. • Experience in budget preparation and reporting. • Computer literacy; fully conversant with the current uses of information technology. • Expert level of Excel skills and experience with Business Intelligence systems.

Disclaimer: The above information on this role profile has been designed to indicate the general nature and level of work performed by employees within the specified role. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned in this job.